Fast, Flexible Funding When You Need It Most
When your business needs quick access to working capital, a Merchant Cash Advance from Gulfstream offers a smart, hassle-free alternative to traditional loans. Whether it’s to cover payroll, invest in inventory, or seize a growth opportunity, we provide access to funds without the wait, red tape, or rigid repayment terms.
What Is a Merchant Cash Advance?
A Merchant Cash Advance isn’t a loan—it’s an advance based on your future sales.
You receive a lump sum of capital upfront, and we collect a small, agreed-upon percentage of your daily or weekly sales until the advance is repaid. It’s a flexible way to access cash without fixed monthly payments or lengthy approval processes.
Merchant Cash Made Simple
Who Is It For?
- Restaurants & Bars
- Retail Stores
- Auto Shops
- Healthcare Providers
- Salons & Spas
- Construction Companies
- eCommerce Businesses
Use a Merchant Cash Advance For
- Purchase inventory
- Cover short-term expenses
- Expand your team
- Upgrade equipment
- Bridge seasonal cash gaps
- Launch marketing campaigns
Why Choose Us?
- Fast Access to Capital – Get funded in as little as 24–48 hours
- No Collateral Required – We focus on your cash flow, not your assets
- Flexible Repayment – Pay as you earn through a percentage of daily sales
- High Approval Rates – We say “yes” when traditional banks say “no”
Financial Planning FAQ’s
Common questions on financial planning and investing
What is a Merchant Cash Advance (MCA)?
An MCA provides a lump sum of capital in exchange for a portion of your future sales. It’s a fast, flexible option for businesses that need working capital quickly.
How much can I get approved for?
We offer funding from $10,000 to over $5,000,000, depending on your business revenue and cash flow.
How fast can I get the funds?
Most clients receive funds within 24–48 hours of approval.
Do you require collateral or a perfect credit score?
No. Our funding is unsecured and we focus on your business health more than your credit score.
