Designed for Retailers Like You
Operating a physical retail store means juggling short-term demands while planning long-term growth. That’s why we offer a variety of non-dilutive funding options—no equity required, no complex applications, and approvals in as little as 24–48 hours.
Revenue-Based Financing for Retail Stores
Flexible funding that grows with your sales. With revenue-based financing, repayments adjust automatically based on your daily or monthly revenue—ideal for retail businesses with seasonal or fluctuating income. Manage cash flow confidently without the pressure of fixed monthly payments.
Merchant Cash Advances for Retail Businesses
Get fast working capital with no traditional loan hassle. A merchant cash advance provides a lump sum in exchange for a portion of your future credit card or POS sales—perfect for retail store owners who need quick, flexible funding for payroll, inventory, or expansion.
Invoice Factoring Solutions
Accelerate your cash flow by turning unpaid invoices into immediate working capital. Retail businesses can sell their accounts receivable to access funds quickly—no more waiting 30, 60, or 90 days to reinvest in inventory, staffing, or marketing.
Business Line of Credit for Retail Stores
Stay ready for anything with on-demand access to capital. A business line of credit lets you draw funds when needed and pay interest only on what you use—ideal for handling short-term expenses, managing seasonal dips, or seizing time-sensitive growth opportunities.
Use Retail Capital from Gulfstream to:
- Open a new storefront or renovate your current location
- Expand your product lines or purchase bulk inventory
- Hire and train retail staff ahead of peak seasons
- Launch a local marketing campaign or host in-store events
- Upgrade security, lighting, or point-of-sale systems
Our simple, three-step process to funding efficiently
Apply in minutes
Complete our secure online application and submit 3 bank statements – no complicated paperwork.
Get Your Custom Plan
Meet with a funding expert who will design a financing solution for your needs.
Receive Your Funding
Get your money quickly and securely, with ongoing expert support available.
